Texting While Driving: Car Insurance Penalty

​You don’t want to increase your insurance rates by as much as 41 percent, right? So, paying attention is a must. So, how can you stay focused on the road? Read this post as it will talk about distractions while driving and the impact of vehicular mishaps on your insurance. 

Distractions While on the Road

• Grooming While Driving
  You can become too busy at some point, and you might have some work to do, even late at night. If you’re not used to it, you’ll end up waking up late in the morning. On a side note, you don’t want to be late going to your office so you’ll cram and do your best to arrive on time.  Most women who are waking up late are doing their grooming rituals while driving. This is not a good practice. 
  
  
• Everybody’s Too Noisy while in the Car
  It’s okay to talk to your passengers while driving. But, you should always keep an eye on the road.  However, if everybody’s speaking loudly, it will distract you while driving. There’s a high tendency that you won’t hear other vehicles outside.
  
  
• Using Phone and Texting While Driving
  A lot of people do this. They use their mobile phone while driving, and it’s tempting. Others are using an earphone with mic so that they can continue using their cell phone while on the road. You need to understand that your phone will still distract you even if you’re using it that way.
  
  
• Eating and Drinking While Driving
  Your boss provided you with 3-day vacation, and you and your family decided to go farther to see a magnificent tourist spot. You might be bringing some delicious food to have a good picnic. If your passengers are eating and drinking, the tendency is that you might be tempted to do the same. This will distract you while driving.

Becoming a Safe Driver
Do you know that police officers have a way to tell if a vehicular crash was caused by using a cell phone while driving?  Increasing numbers of vehicular accidents happen due to mobile phone usage while the car is moving. That being said, a lot of insurers have made an action — they decided to increase auto insurance premiums with this regard.

Pay attention and be aware of the distractions while on the road. Keeping a good driving record will give you a high likelihood to pay lower auto insurance premiums from your insurer. 

You ‘ll be confident if you are prepared. Get the necessary auto insurance plan from a trusted insurance provider.

At Gary Bacon Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (252) 644-3353. Get your free quote today by CLICKING HERE.